Finance & Leasing for Commercial Catering Equipment

Yes. You can use the plans for equipment across several sites, as long as all of them trade under the same company name (for example, Smith's Restaurants Ltd).

Yes, a credit check is carried out. It won't affect your credit rating or any banking or credit arrangements you already have.

Yes. A Hobart service contract can be included in the plan and paid for in the same interest-free instalments.

No. There are no extra charges for settling early.

Yes. The plan can cover several machines, service contracts, accessories and installation, and even non-ITW equipment, as long as the non-ITW items are no more than 25% of the total agreement value.

No. There are no admin or documentation fees: the total price we quote is the amount you pay. Any delivery charge is quoted by us separately.

No. Ownership passes to you once the final payment is made.

ITW Leasing & Finance owns the equipment until all payments under the agreement have been made.

Under standard terms, your first monthly payment is taken as the deposit, so there is nothing extra to pay up front (subject to credit approval). In some cases a larger deposit may be needed.

The minimum rental term is three years. Flexible terms can be arranged on request.

Yes, by giving at least one month's written notice. The notice must take effect at the end of, or any time after (but not before), the agreed minimum rental period. The equipment must then be returned promptly to ITW Leasing & Finance at your expense.

ITW Leasing & Finance will contact you to discuss your options: renew the contract, pay a small final fee to keep using the equipment indefinitely, or arrange to return it.

Yes, as long as the technician is fully qualified.

Yes. Finance is available for complete kitchen fit-outs and individual equipment items, whether that's a full installation or a single range, refrigeration unit, or dishwasher. We pull together equipment lists, quotes, and project details to support your application. The finance provider then assesses the total value and your circumstances. All finance is subject to status, terms and conditions. Approval is not guaranteed.

Finance is generally more accessible for established businesses with trading history, though new start-ups may also be eligible depending on their circumstances. During our initial conversation, we can discuss your situation and give you a sense of likely eligibility. We help prepare equipment lists and project details to support your application. All finance is subject to status, terms and conditions. Approval cannot be guaranteed.

Yes. Finance arrangements can combine with our planned preventive maintenance (PPM) programmes to create a complete solution. Regular servicing throughout the finance term protects your equipment, reduces breakdowns, and controls repair costs. We can structure maintenance costs to align with your finance payments, one predictable monthly outlay covering both equipment and ongoing support.

For an initial illustration, we typically need: an overview of your equipment requirements; your business trading history; your approximate budget or preferred monthly payment range; and your preferred finance term. We help pull together equipment lists and project details. Initial conversations are confidential and non-binding. Our finance partners will need more detailed financial information for final approval decisions. All finance is subject to status, terms and conditions.

Yes. Our regulated finance partners make all approval decisions independently, based on their own criteria, typically including credit checks, trading history, and financial circumstances. We coordinate equipment specification, quotes, and project details, but we cannot guarantee approval. All finance is subject to status, terms and conditions.